Magnificent Monday – it is magnificent to not to sweat a major purchase.
Each Monday throughout the month of October, will be dealing with the topic – “Never let them see you sweat.” We have already dealt with industry conferences, job interviews, parent teacher conferences and a doctor’s visit. The no sweat topic for today is making a major purchase.
The making of a major purchase is a nerve wracking event for most people. Those of you who have been following the Magnificent Monday No Sweat posts will know what I am going to say is a major way to make a no sweat major purchase. The secret is research. It doesn’t matter if the major purchase is a home mortgage, a car or a major appliance. Doing research in advance is gives you information, power and control.
If you are looking for a home mortgage research banks and mortgage brokers in your area. Check out the appraisers and title companies that may be involved with your transaction. Look at the newspapers for reports of the interest rates you may be paying. When buying a car, research the make and model you will be buying. Find out the prices for the model you want and comparable models at a variety of dealerships. When purchasing a major appliance check out Consumer Reports for the models best suited to meet your needs. Contact the various sellers in your area to find out the prices for your desired item.
By doing research on prices, options and availability for the major item you wish to purchase you are more able to deal on equal footing with the seller. Information is powerful because when you possess it you can judge the validity of statements made to you by the seller based on facts in your possession rather than on a gut feeling about the seller’s honesty. A major purchase can be a no sweat mission if you research in advance. So, the question for you this magnificent Monday is, do you have any major purchases coming up you need to research?