You can find serenity in realizing that big dreams can come from small starts like the 52 Week Saving Plan. The beginning of the new year is always a time for big plans, big dreams, and big talk. Unfortunately, after a few weeks, those big dreams are often forgotten. Later they are looked back at with regret and disappointment. One big reason for this disappointment is that people do not really understand that big things can start with small steps.
Often big dreams cost big money. A problem arises when the dreamer does not have the money to make the big dream come true. If this has ever happened to you, you can avoid this happening by starting to save.
For example, if the house you want to buy requires you to bring $10,000 to the closing table. You have $10 in your checking account. That dream will not be coming true for you today. But that does not mean your dream will never come true. You can make that dream come true by taking small steps, one after another until you reach your finish line.
One way to do that is with the popular 52 Week Savings Plan. A common savings plan making the rounds is the 52-week savings plan that requires participants to save one dollar for each week of the year. This that on the first week of the year, one dollar. During the second week, two dollars are saved. During the third week, three dollars are saved. This method is repeated all year. until fifty-two dollars are saved and on the fifty-second week of the year, fifty-two dollars are saved.
Over the course of the year, more than $1,350 is saved. This is a nice start to the $10,000 you need to purchase your house. The important thing is that this plan starts you saving. It is a way to make savings a regular part of your life. If you save each week of the year you establish a habit of savings and the character of a person who can defer satisfaction in order to reach a goal.
Do not laugh at the small amounts saved with this plan. A few years ago a group of writers in a social media group I belong to wanted to participate in this challenge. They were all excited about being able to save more than $1,300 over the course of a year. The excitement wavered and was dampened by a few well-to-do members of the group who laughed and said this plan was a nice way to save for shoe money, but not for any real goal.
Those well to do women were so wrong! If you are a person who has very limited funds, start the plan at $1.00 for the first week and continue from there. If you are more well-to-do start at $100.00 for the first week and continue from there. If you are somewhere in the middle, start there. The big idea here is to start and maintain a savings plan. The big idea is to start saving money, not the amount of money you save.
The key with plans like this one is not what you start with, the key is that you actually start. That big dream you have is within your reach, don’t be discouraged if it takes you many steps to get there. Just move and keep moving. You will get there. Never make light of small starts, big things come from small starts. The church girl in me is obligated to tell you that the Bible says, faith the size of a mustard seed can move mountains!
You can find serenity in realizing that big dreams can come from small starts like the 52 Week Saving Plan. So, the question for you this serene day is, what big dream are you going to take small steps towards achieving today?